Column

Housing market (Last update: May 2023)

Table specification (Last update: May 2023)

Date Loan to pay (kr) Loan paid (%) Amortization (kr) Amortization (%) Interest (%) Interest (kr) Pay per month (kr)
May 2023 1’407’935 9.17 2’583 2.20 4.24 4’984 7’567
Apr 2023 1’410’518 9.00 2’583 2.20 4.24 4’993 7’576
Mar 2023 1’413’101 8.83 2’583 2.19 3.59 4’235 6’818
Feb 2023 1’415’684 8.67 2’583 2.19 3.59 4’243 6’826
Jan 2023 1’418’267 8.50 2’583 2.19 3.59 4’251 6’834
Dec 2022 1’420’850 8.33 2’583 2.18 3.59 4’258 6’841
Nov 2022 1’423’433 8.17 2’583 2.18 3.59 4’266 6’849
Sep 2022 1’426’016 8.00 2’583 2.17 3.59 4’416 6’999
Aug 2022 1’428’599 7.83 2’583 2.17 1.14 1’360 3’943
Jul 2022 1’431’182 7.67 2’583 2.17 1.14 1’362 3’945
Jun 2022 1’433’765 7.50 2’583 2.16 1.14 1’365 3’948
May 2022 1’436’348 7.33 2’583 2.16 1.14 1’367 3’950
Apr 2022 1’438’931 7.17 2’583 2.15 1.14 1’369 3’952
Mar 2022 1’441’514 7.00 2’583 2.15 1.14 1’372 3’955
Feb 2022 1’444’097 6.83 2’583 2.15 1.14 1’466 4’049
Jan 2022 1’446’680 6.67 2’583 2.14 1.14 1’285 3’868
Dec 2021 1’449’263 6.50 2’583 2.14 1.14 1’379 3’962
Nov 2021 1’451’846 6.33 2’583 2.13 1.14 1’382 3’965
Oct 2021 1’454’429 6.17 2’583 2.13 1.14 1’384 3’967
Sep 2021 1’457’012 6.00 2’583 2.13 1.14 1’387 3’970
Aug 2021 1’459’595 5.83 2’583 2.12 1.35 1’645 4’228
Jul 2021 1’462’178 5.67 2’583 2.12 1.35 1’648 4’231
Jun 2021 1’464’761 5.50 2’583 2.12 1.35 1’651 4’234
May 2021 1’467’344 5.33 2’583 2.11 1.35 1’654 4’237
Apr 2021 1’469’927 5.17 2’583 2.11 1.35 1’657 4’240
Mar 2021 1’472’510 5.00 2’583 2.10 1.35 1’659 4’242
Feb 2021 1’475’093 4.83 2’583 2.10 1.35 1’773 4’356
Jan 2021 1’477’676 4.67 2’583 2.10 1.35 1’554 4’137
Dec 2020 1’480’259 4.50 2’583 2.09 1.35 1’668 4’251
Nov 2020 1’482’842 4.33 2’583 2.09 1.35 1’671 4’254
Oct 2020 1’485’425 4.17 2’583 2.09 1.35 1’674 4’257
Sep 2020 1’488’008 4.00 2’583 2.08 1.35 1’677 4’260
Aug 2020 1’490’591 3.83 2’583 2.08 1.35 1’680 4’263
Jul 2020 1’493’174 3.67 2’583 2.08 1.35 1’683 4’266
Jun 2020 1’495’757 3.50 2’583 2.07 1.35 1’686 4’269
May 2020 1’498’340 3.33 2’583 2.07 1.35 1’689 4’272
Apr 2020 1’500’923 3.17 2’583 2.07 1.35 1’691 4’274
Mar 2020 1’503’506 3.00 2’583 2.06 1.35 1’694 4’277
Feb 2020 1’506’089 2.83 2’583 2.06 1.35 1’754 4’337
Jan 2020 1’508’672 2.67 2’583 2.05 1.35 1’643 4’226
Dec 2019 1’511’255 2.50 2’583 2.05 1.35 1’703 4’286
Nov 2019 1’513’838 2.33 2’583 2.05 1.35 1’706 4’289
Oct 2019 1’516’421 2.17 2’583 2.04 1.35 1’709 4’292
Sep 2019 1’519’004 2.00 2’583 2.04 1.35 1’712 4’295
Aug 2019 1’521’587 1.83 2’583 2.04 1.35 1’715 4’298
Jul 2019 1’524’170 1.67 2’583 2.03 1.35 1’718 4’301
Jun 2019 1’526’753 1.50 2’583 2.03 1.35 1’721 4’304
May 2019 1’529’336 1.33 2’583 2.03 1.35 1’723 4’306
Apr 2019 1’531’919 1.17 2’583 2.02 1.35 1’726 4’309
Mar 2019 1’534’502 1.00 2’583 2.02 1.35 1’729 4’312
Feb 2019 1’537’085 0.83 2’583 2.02 1.35 1’848 4’431
Jan 2019 1’539’668 0.67 2’583 2.01 1.35 1’619 4’202
Dec 2018 1’542’251 0.50 2’583 2.01 1.35 1’738 4’321
Nov 2018 1’544’834 0.33 2’583 2.01 1.35 1’741 4’324
Oct 2018 1’547’417 0.17 2’583 2.00 1.35 2’790 5’373

Column

Loan payed

Summary costs and possible gains (assuming 30% tax on the gain)

Month Percentile Estimated value Vinstskatt Pengar tilbaka
55 Ref 2’000’000 0 589’482
55 10% 1’987’939 0 577’421
55 15% 1’995’274 0 584’756
55 20% 1’997’021 0 586’503
55 25% 1’998’768 0 588’250
55 30% 2’002’517 0 591’999
55 35% 2’011’270 0 600’752
55 40% 2’020’022 0 609’504
55 45% 2’028’221 0 617’703
55 50% 2’035’680 0 625’162
55 55% 2’043’139 0 632’621
55 60% 2’047’066 0 636’548

Structure of the amount per month paid